As people age, they may need to reevaluate their current living environments and reassess their new needs, such as assistance with household tasks to full-time medical care at a nursing home facility. Professionals in these residential environments are exposed to a number of risks daily. In order to care for their patients, these healthcare employees need the certainty of knowing they will be taken care of in their time of need with excellent Workers' Compensation coverage.With high-level carrier status and exclusive access to many markets, our team of Workers’ Compensation specialists can assist retail insurance agents and brokers navigate the WC marketplace for home healthcare workers, skilled professionals at group homes, CCRCs, assisted living facilities and nursing homes. Excellent Workers’ Compensation coverage mutually benefits both the employee and the employer. This coverage can include payment of lost wages, medical care, death benefits and legal defense costs to the employer.
The RT Specialty Workers' Compensation team has developed special market relationships for hard-to-place classes such as Home Health, Group Homes, and Nursing Homes. With exclusive access to financially sound carrier programs and aggressive rates and pricing, our brokers can offer competitive commissions and budget-friendly payment plans, including monthly self-reporting.