HVAC Repair Financing in VirginiaWhether you want a new HVAC system, need an HVAC repair, or even just want a tune-up on your current unit, the thought of spending your hard-earned savings can make you cringe. With ARS Rescue Rooter in Virginia, however, we have financing options to ease your mind and meet the needs that you thought were so far out of reach.Through EnerBank USA, we're able to offer financing options for HVAC replacement or repair that are practical, affordable, and easy. As one of the leading HVAC companies in the area, we strive to give our customers an unparalleled level of service, and that means making it convenient for you to finance your much-needed HVAC services. With EnerBank USA, we're able to keep providing exceptional HVAC repair and replacement services to you, without you worrying over the costs.What type of financing is available?With EnerBank, you're able to secure the funds you need for HVAC replacement or repair through various payment options. All options come with a fixed APR with approved credit, and with all loans, except the Same-As-Cash option, the first payment will be due 30 days after the loan has closed. The APR rates given here are based off of previous quotes and are therefore subject to change, but they'll give you a general idea of what to expect for each. There are four types of financing options for your HVAC repair or replacement that we accept through EnerBank USA:Same-As-Cash - With this loan, you can choose your repayment time as anywhere from 24 months to 132 months, depending upon your financial needs. Also available is an exclusive loan with no interest or payments for 12 months. Your interest will be waived if you pay the loan off fully within a year as well, making it an even more affordable option. The fixed APR for this loan is 16.5%.Reduced interest, 5 year/60 month - This loan's repayment period is 60 months, with a low fixed APR of 6.99%. There is a minimum loan amount with this option, so it may not be for everyone. We'll be able to connect you with the right person to decide if this is the option for you.Reduced interest, 10 year/120 month - Similar to the 5 year loan option, there's a low, fixed APR of 6.99% and a minimum loan amount applicable. The repayment period is 120 months, so your individual payments will be lower.Fixed traditional installment loan - This loan is one of the more common loans we handle. With a flexible repayment period of 12 to 144 months dependent upon loan amount, it's a loan that can be somewhat customized to your budgetary needs. The APR for this loan is 9.9%.Whichever loan option you decide to use, we and EnerBank will ensure you have the funds that you need for your HVAC replacement or repair costs.How does it work?Since we're already partnered with EnerBank, the loan application process is easy. Armed with our contractor information, you can call EnerBank to get started. Doing so over the phone will guarantee a decision within minutes, with all of your relevant information provided. If you're approved, the process flows smoothly from there. You'll choose which loan option you want with the EnerBank representative, solidify the repayment time and APR, and sign the loan contract. Once this is complete, the funds will be appropriately distributed, and you can receive the HVAC repair or replacement that you need.What are the benefits of financing through EnerBank?EnerBank allows you to pay for your HVAC repair or HVAC replacement services when you lack the funds, or don't want to spend your hard-earned savings. Their loans are unsecured, meaning you don't list your home as collateral or have a lien placed on it, and your loan will be directly through a bank, not a finance company or broker. Low, fixed interest rates mean that you know exactly what you'll be paying every month without it changing on you, and you'll feel good about it, too. Plus, you'll be able to secure the loan without having to reduce the equity on your home, max out your credit cards, or spend all of your emergency cash reserves, leaving you with a cushion if an emergency does arise. We offer an easy, streamlined process for approval and payout, so it's a breeze to get the funds you need.Don't let expenses stop you.At ARS Rescue Rooter, we don't want the cost of an HVAC project to deter you from getting the services you need. Whether you're in need of an HVAC repair or a maintenance appointment, we believe you should be able to receive your service without putting it off and making matters worse. We know how tight things can be in today's world, but we don't want the expenses to stop you from getting your HVAC repair, replacement, or tune-up. Our financing options can put you back in charge of your HVAC system.Contact us today to learn more about financing .
