Small businesses are poised for an eventful year in the lending market.2025 appears rife with new opportunities and challenges alike. Projected rate cuts, new and emerging tech, evolving regulations, and more: What taking out a loan involves is rapidly changing.For business owners, whether you're piloting a startup or seeking to grow your established enterprise, it's time to do your research. Understanding 2025's trends for local bank business loans will help you secure the financing you need to succeed.