PALO ALTO, Calif.--(BUSINESS WIRE)--EarnIn, a pioneer in on-demand pay, announced enhanced features of its Balance Shield product, which helps customers avoid the surprise of overdraft fees and late fees on bills. With new customizable low balance alerts and transfers, Balance Shield can help customers feel more secure and confident in managing their day-to-day bank balances. Today's consumer pays on average about $35 per overdraft fee. Balance Shield provides customers a convenient way to help