With four T&E brands - Certify, Nexonia, ExpenseWatch and Tallie - all combined under the Certify name, CEO Bob Neveu says there is now an opportunity to compete with industry leader Concur. But Neveu told PYMNTS that the merger isn't just about competition or adding more expense management capabilities into the mix - it's about embracing T&E's increasing involvement in other parts of the enterprise, because, he says, expense management is morphing into spend management.