ezbob Blog Application of AI to Credit Risk Measurement and Management for MSMEs

A recent IBM report, conducted alongside the SME Finance Forum, highlights a crucial insight: “Banks can increase their relevance to SMEs by embracing tech-led innovation while taming operational costs and managing risks.” Among these innovations, 56% of surveyed bankers prioritize using AI for credit risk. But how can AI transform how banks approach micro, small, and medium enterprises (MSMEs)? Let’s take a closer look.