30 Year Fixed Rate Loan at a Cost of One Point: 3.375% (APR = 3.59%)Rates edged higher over the course of the day yesterday.Almost everyone at JVM has both their NMLS License and BRE (Real Estate Agent's) License.The NMLS License is not required for most of our employees b/c they never quote rates or do loan officer activities.We require NMLS licensing anyway b/c the education is excellent, and it helps everyone at JVM to better understand ...