Level Money Blog 3 Ways to Use Level Money℠ as a College Student

With the semester now in full gear, you've got a lot on your plate. That's why it's so easy to let responsibilities like cleaning your dorm room or managing your money take a back seat to academics, athletics, and other activities. And while Level Money has yet to figured out how to make the Level Money app℠ vacuum or dust, it's great for helping you keep your finances on track - especially if you want to spend less time crunching numbers and planning out the perfect budget.Whether you want to make sure your money will last until winter break or just want more insight into how you're using your funds, here are three ways the Level Money app can be a big help for college students:1. Keep tabs on all incoming dollars - To know what's safe for you to spend, you first need to know how much money you're bringing in. When you have a job with a consistent paycheck, you can simply tag your regular deposit as "Income" by tapping on the transaction in the app's Financial Feed. But when you're a full-time college student, where your money comes from and how often you receive it can be a bit more complicated.That's why Level Money app makes it easy to track your incoming funds no matter their source or frequency. Whether you receive money from generous parents, a university stipend, student loans, or odd jobs around campus, Level Money can help you keep tabs on your "earnings" and estimate what you should be spending every month.2. Make sure your expenses are covered - While many typical "adult" expenses might be covered by your room and board payments or the bank of mom and dad, you probably have other regular costs or bills you need to cover. From your trip to the gas station every other week to your monthly pharmacy pick-up, there are some essentials you need to plan ahead for before the fun stuff drains your bank account.To make sure you have the funds you need for the important things, you should tag these expenses as "Bills" in the Level Money app. Once all your income and bills are labelled correctly, the app can more accurately estimate your Monthly Spendable - the amount that's safe for you to spend on the fun stuff like concerts, road trips, and meals out with friends. Here are some more tips on the type of spending that you should be tracking.3. Be responsible with your credit - College can be a great time to start building your credit history, but only if you manage your first credit card responsibly. While there are quite a few perks that can come with your credit card (especially those related to travel), having them isn't worth going into debt. To avoid a nasty surprise when you review your monthly credit card statement, it's a good idea to monitor your spending regularly.Thanks to the Level Money app, you don't have to login to your credit card's website (or multiple sites, if you have more than one card) to keep tabs on your spending. Once your account(s) are connected to the app, all your transactions can be viewed from your Financial Feed. Not only can this help you be aware of how you're using your money, but it can also help you avoid unwanted credit card charges. If you need help paying off credit card debt, click here for more information on how to get rid of it.Level Money℠ powered by Capital One®The compensated opinions expressed by the author at or through this blog are the opinions of the individual author, and may not reflect the opinions of any other person, legal entity or corporation. The author's opinions are not to be interpreted or held accountable as financial advice or recommendations.