Below you can view an excellent speech by Dr. Michael Burry, who successfully shorted over $8 billion of subprime mortgage backed securities before the U.S. credit crisis. Dr. Burry openly shares his experiences on divorce, luck, finance, and the future of college graduates at UCLA. As an alumnus of UCLA, Dr. Burry shows that passion, curiosity, foresight, and "working smart" rather than "working hard" can be handsomely rewarded. Enjoy.