(4-traders.com) Risks and Cautionary Statement Concerning Forward Looking Statement. The Private Securities Litigation Reform Act of 1995 (the "1995 Act") provides a safe harbor for forward-looking statements made by or on our behalf. These forward-looking statements involve risks and uncertainties and are based on the beliefs and assumptions of our management...http://www.4-traders.com/MONARCH-FINANCIAL-HOLDING-10054/news/MONARCH-FINANCIAL--Managements-Discussion-and-Analysis-of-Financial-Condition-and-Results-of-Opera-20024154/