What is a home warranty vs. homeowners insurance? Homeowners insurance is a type of property insurance that protects the home against damages to the physical structure, to the owners possessions and it offers liability protection for incidents on the property or in the home itself.A home warranty is a service contract that covers the homes major systems, i.e. electrical, plumbing inside the home, the heating system and the appliances. Any breakdown on any of these systems can be ver [...]
