My Business Doesn't Have a Company Car, but My Employees Drive My Car. Do I Still Need Commercial Auto Insurance? You may think that you have covered yourself by asking them to drive your car when conducting such errands instead of driving their own car. Scottsdale, Arizona You may not need a fleet of commercial...The post My Business Doesn't Have a Company Car, but My Employees Drive My Car. Do I Still Need Commercial Auto Insurance? appeared first on Smart Move Insurance.