Driving safely is no easy feat. If you're a driver committed to staying alert, avoiding distractions, and following the rules of the road, we're going to reward you for it. SmartRide, a usage based insurance program, gives you personalized feedback to help you make even safer driving decisions. You'll earn an instant 10% discount when you sign up. The safer you drive, the higher the discounts you could get - up to 40%.*