Find room in your budget for investing or protecting your familyYou could save thousands over the years with a device like this Do you want to start investing or protecting your family with life insurance but you don't have the room in your budget? Well, there are many ways to get in the habit of putting away the extra dollar a day such as avoiding that cup of coffee at Tim Hortons, but one that many in the greater Toronto area have not considered is cable cutting. By cable cutting I mean terminating your subscription to cable TV.Imagine not being able to watch your favorite prime time episode, could you manage? There are numerous benefits to not have cable such as freeing up time for your family, more productivity or to free up yourself from that monthly financial commitment, but if you cannot give it up cold turkey, there may be an alternative option for you and that is over the air (O.T.A.) channels in the greater Toronto area.You can still get the most of your new high definition television and it is quite simple and inexpensive. Do you remember those analog rabbit ears that where on top TV sets in the past? They are making a comeback and all you need is a new antenna for sets made after 2007. Depending on the area you live in you may be able to pick up channels from Canada and the United States, some areas are better than others and of course outdoor antennas will bring in the best reception. The higher the better to help avoid obstructions.I picked up a Digiwave BMX HDTV Digital Antenna for about $15 and I am able to bring in numerous channels such as CBC, CTV, CBS, Fox, NBC and Global in uncompressed high definition. If you have an older TV you will also need to get a converter box, but there is no need for cable or satellite to enjoy your favorite programs from the major networks.So with the average savings on a cable bill of about $80 are you able to start securing the future for your family? You can start investing and/or run a life insurance quote and start protecting your family for less than your cable subscription.AuthorNeil Lecky